Metatomix, Inc., a leading provider of semantic solutions to justice and public safety, financial services, manufacturing and life sciences organizations, today announced the expansion of its Software-as-a-Service platform through a partnership with Cajana, Inc., a provider of technology solutions specializing in enterprise architecture, application life-cycle management and IT governance. Cajana will add Metatomix's mtx Justice Data Exchange (JDX) solution to its suite of hosted applications and managed services, allowing for the gradual implementation of Metatomix's industry leading semantic solutions by state and local government agencies across the country.

Headquartered in Alpharetta, Ga., Cajana will join Metatomix's partner program at the gold level, allowing both companies to work together to seek opportunities for their respective product offerings. Initially, Cajana and Metatomix will work closely with county government agencies in the state of Florida, with plans to expand into other states in the near future.

Cajana's ability to sell Metatomix's solutions using a SaaS platform will allow state, local and municipal government customers to gradually add products and support as their integrated justice departments grow, an important benefit for these agencies.

"The ability to offer Metatomix's justice data sharing solutions using a pay-as-you-go model is extremely beneficial for government agencies working with limited budgets," said Metatomix CEO Jeff Dickerson. "Cajana will allow state and local justice systems across the nation to gradually implement the technology, something we’re delighted to offer. We look forward to expanding the partnership and delivering more solutions to agencies looking to improve their justice data sharing capabilities."

"We're excited to be able to add Metatomix's justice data sharing solutions to our existing suite of technology applications," said Cajana CEO Brian Ellis. "Metatomix's JDX product will be imperative to our government customers, who rely on accurate information in order to ensure justice and public safety in their communities."

To learn more about Metatomix's partner program, or to contact a representative to become a partner, please visit: http://www.metatomix.com/partners/become.php.


About Cajana
Cajana provides efficient, cost-effective comprehensive technology solutions for industry-leading application suites to market segments which cannot justify the investment historically required to implement and support enterprise applications. Whether our customers want to maintain their applications in-house or leverage a hosted solution, we provide the technical expertise, best practices, and world-class infrastructure to meet their needs. Our model includes the flexibility of hybrid solutions, combining short-term hosting with technical services to allow customers to onboard large-scale applications into their environments at their own pace. This capability greatly reduces the risk and costs associated with implementations, upgrades, and other major application initiatives. We are truly Taking Quality to the Next Level.

About Metatomix, Inc.
Founded in 2000, Metatomix (www.metatomix.com) is the leading provider of Semantic Middleware solutions to financial services, justice, manufacturing and life sciences organizations. Metatomix solutions integrate data and processes to create a common, contextual understanding across multiple enterprise systems. Using this new understanding in context, Metatomix solutions enable real-time analysis and insights, orchestrating coordinated responses among existing systems to optimize enterprise processes. For more information, visit the Metatomix Web site at http://www.metatomix.com.

Goldman Sachs, Sigma Partners, Acartha Group and North Hill Ventures Participate in Latest Round

NEW YORK, Tervela, the leading provider of open, intelligent, hardware-accelerated messaging systems, has completed an additional round of funding with participation from all of its existing investors.

A total of $18 million in new equity financing was raised from investments by Goldman Sachs, Sigma Partners, Acartha Group and North Hill Ventures.

"The fact that every one of our investors has contributed their full pro-rata amount in this round is a testament to their confidence in Tervela," said Eric Schnadig, CEO of Tervela. "We will use the funds to continue our growth into existing and new sectors of financial services, as well as to expand our offerings to other global sectors that face massive data challenges. With a complete product line and sufficient capital on hand, we are now marshalling our resources to steer Tervela through this next growth phase and satisfy ever-growing market demand."

Since its founding in 2004, Tervela has raised a total of $50 million in venture capital, supporting the company's growth and product development. Tervela recently launched the latest version of its flagship product, the TMX-500, in June 2009. Tervela's TMX product lines are successfully deployed and in production at some of the world's most demanding data centers.

"We invest in disruptive technologies that have long-term growth potential," said Bob Davoli, managing director, Sigma Partners. "Tervela's product lines are changing the face of enterprise computing and communications by removing the legacy data distribution bottlenecks in the data center and delivering an open, intelligent and powerful framework for both existing and emerging applications. We've seen the market growth opportunity in the financial services industry, but now we're witnessing great potential in other verticals as well."


About Tervela
Tervela designs and delivers next-generation, enterprise-class messaging platforms used by financial services firms and other data-intensive organizations for better competitive execution regardless of increasing volume, time sensitivity and global distribution requirements of business-critical information. Deployed and in production in some of world's most demanding data centers, Tervela's flagship TMX product line incorporates specialized hardware-acceleration, processing intelligence and an extensible, open architecture that allow customers to rapidly deliver new projects and invigorate existing applications while lowering the risk and cost compared with traditional messaging and middleware solutions. For more information, please visit www.tervela.com.

Lenders Turn to Event-Based Analytics to Mitigate Credit Risk Early

Austin, Texas - ALI Solutions(TM), the leading provider of event-based analytic decisioning solutions, announces seven on-time deployments of its preemptive risk management and collection solutions by top lenders.

John D. Carreker, ALI's president and CEO, said, "The market is confirming a sea of change in how risk is viewed. They are prioritizing investments in identifying risk at an early stage in the customer account life cycle, not only stemming credit losses but making more options available to the consumer."

The seven deployments were successful in positioning the clients for improved risk management outcomes and meeting in-production timelines.

A Top 5 US consumer bank and a residential mortgage servicer purchased ALI's Intelligent Contact Suite(TM) solutions ("Call Tech and OnQ") for automating and centralizing collections campaign management and determining the best time to contact customers. These organizations will use ALI's solutions to increase the productivity of their call center agents and reduce the cost to collect, from pre-emptive collections to late-stage recovery.

A Top 5 US bank and a large international automotive finance company licensed ALI's ActionOptimizer(TM) for Treatment Management ("ActionSelect") for determining the optimal actions or treatments for each at-risk or delinquent customer. These organizations will use ActionSelect to improve their collection rates and increase revenue.

ALI was chosen by three additional leading financial services companies to develop analytic solutions that enable each company to identify risk earlier, understand at-risk customers, and execute appropriate risk-mitigating strategies. The three companies include a US-based credit card issuer, an auto finance company, and one of the UK's largest retail banks.

About ALI Solutions
ALI Solutions ("ALI") provides event-based analytic decisioning applications that empower consumer financial services organizations to preemptively manage risk and improve profitability. ALI's solutions automate the fusion of transaction data with third party data sources to dynamically execute credit, fraud and collections policies that solve immediate business problems while easily adapting to future industry challenges. For over 16 years many of the world's most successful companies throughout North America, the United Kingdom and the Asia Pacific region continue to choose ALI because its applications are proven to help businesses mitigate losses while delivering millions of dollars in bottom line benefit. For more information, visit www.ALIsolutions.com. (On April 6, 2009, ALI Solutions changed its name from Austin Logistics, Inc.)

Boston, MA. - Smart Destinations, the company behind Go Cards and Explorer Passes, announces an expansion of the NYC Explorer Pass to include a ten choice option.

The NYC Explorer Pass offers the ultimate in convenience, cost savings and flexibility for visitors and locals alike. Customers choose three, five, seven - and now ten - attractions at a low, pre-paid price. The pass serves as a ticket to any of the 45 participating NY attractions. Customers have the freedom to use the pass at anytime of the day or night and can take up to 30 days to use the admissions on the pass, making it an ideal way to see the city in a few days or over multiple weekends. The pass also provides discounts at popular restaurants and shops and the ability to skip the lines at many attractions. Each Explorer Pass also comes with a color-printed, pocket-sized guidebook full of maps, travel tips and itineraries for New York City.

"The New York City Explorer Pass quickly became one of our most popular offerings," said Cecilia Dahl, President and Co-Founder of Smart Destinations. "When we heard from our customers that they would like to have this additional option, the flexibility of our platform allowed us to quickly respond and add the new 10 choice Explorer Pass."

Dahl went on to credit Smart Destinations' growth in New York and for the company overall to the combination of a comprehensive and flexible offering along with economic conditions that favor Smart Destinations offerings. "Being able to help people save money is always popular," explained Dahl, "And from the beginning we've focused on having all the best attractions and tours in our program, so the savings don't come at a cost in customer's flexibility to see what they want. Particularly in this market, people are looking for ways to stretch their money as far as possible and there's no doubt that's helped fuel our growth."

Among the top attractions included in the NYC Explorer Pass are the Empire State Building, the Metropolitan Museum of Art, Top of the Rock, Statue of Liberty and Ellis Island Ferry, the Brooklyn Museum and 40 more.

The New York City Explorer Pass also includes transportation, such as the City Sights "hop-off" double-decker bus tour and other attractions including On Location's Sex and the City Tour, NY TV and Movie Sites Tour, a Biking Tour of Central Park and a shopping tour of SOHO. The pass also offers a multilingual city tour given in Spanish, German, Italian and French.

About Smart Destinations
Smart Destinations is the premier provider of unlimited admission attraction passes in 15 major North American travel destinations from Oahu to Boston. Smart Destinations' Go Cards and Explorer Passes offer pre-paid access to over 425 museums, attractions and tours for one fixed price, resulting in up to 40% savings off general admissions ticket prices. The combination of savings and convenience has resulted in 94% customer satisfaction as measured by 3rd party research and helped the company rank 78 on the Inc. 500 list of fastest growing companies. Distributed through major travel services in 25 countries as well as on the Web, Smart Destinations' products are a "trusted companion" for the best a destination has to offer at an unbeatable price point. For more information on program participation, the company, and its products, visit www.smartdestinations.com.

Houston, TX - FSV Payment Systems, Inc., a leading provider of prepaid debit card products and processing services, today announced the appointment of James "Jim" Grabow to the company’s executive management team. As FSV's Chief Retail Partners Executive, Grabow is responsible for leading the development and delivery of prepaid card programs for FSV's financial services partners.

Grabow joins FSV after several years in Walmart's Card Products division, where he served as Senior Director and was responsible for strategic leadership of the Walmart MoneyCard Prepaid Visa(R) and Visa Gift Card programs.

Jim is also actively involved with the Center for Financial Services Innovation and is a member of the Bretton Woods Committee.

"Jim's deep experience with and wide knowledge of successful prepaid card products and programs will be invaluable to FSV as we continue to grow" stated Jonathan Palmer, FSV's President and CEO.

A Colorado native, Grabow holds an MBA from Colorado State University and an undergraduate degree in Aerospace Engineering with a minor in Business from Metropolitan State College in Denver, Colorado.

About FSV Payment Systems
Privately held FSV Payment Systems is a leader in the delivery of prepaid debit program management and processing services. Founded in 1999, the company has extensive experience in delivering prepaid card programs for payroll, rebates, loyalty and promotions, general purpose reloadable retail, gift, and healthcare. FSV is headquartered in Houston, TX and operates a state-of-the-art Client and Cardholder Service Center in Jacksonville, FL. For more information, visit www.fsvps.com.

More than 2 Million students on campuses around the country benefit from faster refund distribution

New Haven, CT - Higher One, a financial services company serving higher education, added 41 additional colleges and universities to the growing list of clients using Higher One's OneDisburse(R) Refund Management(R).

Higher One's OneDisburse Refund Management program helps institutions streamline the internal refund process by eliminating the time consuming functions associated with paper check refund distribution or building an internally managed direct deposit (ACH) program. OneDisburse allows schools to offer multiple electronic methods of refund disbursement to their students; reducing the time it takes the payment to reach the student and cutting costs for the institution.


"We're very pleased with our growth in the second quarter, which we believe is the result of our continued commitment to provide colleges and universities with a service that improves the student experience and cuts costs," explained Rob Reach, Senior Vice President of Sales at Higher One.

Among the colleges and universities who partnered with Higher One in the second quarter were Cerritos College (CA), the Houston Community College System, the Kentucky Community and Technical College System, and Ivy Tech Community College.

Higher One currently serves more than 2 million students across the country. Students are provided with increased choice in how each receives refunds from the institution. Students can select to have a refund direct deposited into Higher One's OneAccount, sent via ACH to another bank account, or receive a paper check in mail. The OneAccount, Higher One's optional, no monthly fee, FDIC-Insured checking account provides students with almost instant access to their refunds once disbursed. Students can sign up to receive mobile alerts which enable students to check their account balances from a cell phone or mobile device. Students can also set up automatic alerts to notify them when they have received their refunds or if their account balance has reached a certain amount.

"Our founders built Higher One when they were college students," said Reach. "As a result, we understand the needs of current students and we take great pride in the service we provide."

Since September 2002, Higher One has disbursed over $8.1 billion to its client institutions totaling more than 5 million transactions. More than 310 campuses in accross the country are now utilizing Higher One to streamline the disbursement of financial aid refunds to their students.



About Higher One:

Founded in 2000, Higher One provides higher education institutions and their students with efficient, convenient and easy-to-use solutions to handle financial disbursements. These include: student refunds, on-campus and community purchases, payroll and employee expenses, as well as the collection of payments from students, parents, and sponsors.

Higher One offers a suite of online banking services including the OneAccount, an FDIC-Insured checking account, and OneCard, a Debit MasterCard(R). To date, Higher One has disbursed over $8.1 billion dollars in refunds for its clients to more than 2 Million students, faculty, and staff at over 310 distinguished public and private higher education institutions throughout the country.

Higher One recently ranked #79 on the 2009 Fast 500 list of the 500 Fastest Growing Technology Companies in the United States. Higher One is based in New Haven, CT.

Waltham, Mass. - OpenPages (R), the leading provider of integrated risk management solutions for global enterprises, today announced that Bayer AG has selected OpenPages FCM to manage their global internal control system over financial reporting.

The OpenPages Platform consists of solutions for Financial Controls Management, Operational Risk, IT Risk and Compliance, General Compliance, Internal Audit, and Environmental Health and Safety programs. The Platform serves as the foundation for a company's enterprise risk management efforts by unifying enterprise-wide risk and compliance initiatives into a single management system, which provides user with a modular and integrated approach to all governance, risk and compliance (GRC) needs across the organization.

About Bayer AG - Bayer: Science For A Better Life
Bayer is a global enterprise with core competencies in the fields of health care, nutrition and high-tech materials. The company's products and services are designed to benefit people and improve their quality of life. At the same time Bayer creates value through innovation, growth and high earning power. The Group is committed to the principles of sustainable development and to its role as a socially and ethically responsible corporate citizen. Economy, ecology and social responsibility are corporate policy objectives of equal rank. In fiscal 2008, Bayer employed 108,600 people and had sales of 32.9 billion euros. Capital expenditures amounted to 2.0 billion euros, R&D expenses to 2.7 billion euros. For more information, go to www.bayer.com.


About OpenPages
OpenPages is the leading provider of integrated risk management solutions for global companies. OpenPages' solutions empower a risk-based approach to identify and manage key business risks across the enterprise. This approach enables companies to focus on what's important and to avoid unexpected outcomes while improving performance. Founded in 1996, the company is headquartered in Waltham, Massachusetts, with an international office in the United Kingdom, and regional offices throughout North America.

For more information on OpenPages' suite of risk and compliance solutions, please click here or call us at 781.693.5999.

Web Resources allows easy integration of Forefield content into financial advisor websites

July 3, 2009 - Forefield Inc. announces the initial release of its Web Resources service, which allows financial advisors to enrich their websites with current, concise, and compliant financial planning content and tools.

Forefield Web Resources offers both hyperlinks and embeddable widgets for over 1,000 resources (FINRA reviewed, where applicable) including consumer alerts, articles, calculators, and Flash presentations.

A flexible customization engine allows both the web content and widgets to be personalized by financial advisors. Design options include color schemes, font choices, and the inclusion of a picture, contact details, logo, and disclaimer.

"Our Web Resources release continues our tradition of introducing innovative products that help financial advisors communicate with their clients," said Brent Delehey, Chief Executive Officer at Forefield. "Forefield Web Resources brings an unprecedented level of flexibility to financial advisors by providing the largest collection of consumer content with multiple web distribution options."

Advisors wishing to learn more about any of Forefield's products can sign up for a free trial at www.forefield.com.

About Forefield Inc.
Established in 1997, Forefield is the foremost provider of real-time sales, education, and client communication solutions for financial institutions and their advisors. Forefield's web-based solutions facilitate the communication of client-centric financial planning knowledge and advice that is current, concise, and compliant. For more information, visit www.forefield.com.

ONGOING TURMOIL IN THE HOUSING MARKET IMPACTING HOMEOWNERS MORE THAN EVER BEFORE; HERE'S WHAT YOU NEED TO KNOW

NEWTON, Mass., -- For many homeowners, the daily news about the housing crisis is increasingly worrisome. The recent rise in interest rates has sent even more homeowners careening, and those with ARMs are acutely aware that their home financing situation might become unstable. On top of a steep decline in home values and a rising unemployment rate, refinancing to escape a rate increase with an adjustable rate, non-confirming loan such as an ARM, might be impossible.

Now more than ever, it's imperative for homeowners to understand how to determine one's home financing health and eligibility for refinancing or modification. MortgageReport.com, a new website that gives homeowners a solid understanding of their unique home financing situation and potential options, such as loan modification and refinancing, helps homeowners with the following:

Know Your Home Loan. Is it a fixed- or adjustable-rate mortgage? When will it reset? Is it indexed to the one-year US Treasury bill or LIBOR (the London Interbank Offered Rate)? These are just a few of the most basic details needed to help determine potential options.

Do the Math. Many homeowners have a good sense of their credit score, home value, and household income but aren't aware that other key metrics actually determine their ability to borrow, such as loan-to-value and debt-to-income ratios.

Loan-to-value: This ratio compares a mortgage amount to a property's appraised value (e.g. with a mortgage of $200,000 on a house appraised at $250,000, the loan-to-value ratio is 200,000/250,000 or 80 percent). As this ratio increases, qualification becomes more difficult.

Debt-to-income: This ratio compares housing-related expenses including mortgage, taxes, insurance, etc. to income (e.g. with an income of $60,000 a year and housing expenses of $18,000 a year, the debt-to-income ratio is 33.3 percent). Generally speaking, banks prefer debt-to-income ratios no higher than the low 30 percent range. For those with a debt-to-income ratio above 38 percent, refinancing might be difficult, though loan modification might be possible.

Explore All Options. Mortgage products, housing market dynamics and federal housing programs are very confusing. For those having difficulty determining their home borrowing health, sites like MortgageReport.com are free and easy-to-use, and they help homeowners see where they stand and explore options.

"Recent statistics estimate that more than 12 percent of Americans are behind on their mortgages or already in foreclosure. And as the initial sub-prime crises comes to an end, we're seeing an increasingly large number of prime borrowers struggle as unemployment rates rise," said Kevin Walker, president and CEO of MortgageReport.com. "If you don't know where you stand with your current mortgage situation it's time to find out. Find a resource - a friend, a relative, a website or other information source that can help you cut through the clutter and determine your options."

Kevin Walker is available for interview.


About MortgageReport.com

MortgageReport.com helps homeowners understand their own unique mortgage financing opportunities in the midst of today's turbulent economic climate. As the U.S. housing crisis continues, millions of American homeowners are being inundated with information and offers about re-financing, loan modification and foreclosure relief regardless of their actual financial picture. Many are also confused about potential eligibility for new programs under the Obama Administration's housing and economic stimulus plans. MortgageReport.com helps homeowners cut through the clutter with actionable mortgage options tailored to their individual financial situation. MortgageReport.com is a sister company of SimpleTuition, Inc., the leading online resource for student loan comparison. For more information please visit MortgageReport.com.