Interdealer Broker to Deploy Tervela TMX-500 Message Switches for Electronic Broking

NEW YORK - ICAP, the world's leading interdealer broker and provider of post trade services has selected Tervela and its TMX platform as the foundation for the global messaging infrastructure for its electronic broking division, ICAP Electronic Broking. ICAP is a major provider of global market information. The firm chose Tervela to address the information distribution demands of a worldwide network of electronic fixed income trading customers in both established and emerging markets.

"We went through a rigorous process to select the vendor who could best meet our requirements," said Dean Mazboudi, Head of IEB Enterprise Architecture and IT Strategy. "Tervela was the choice for low latency messaging for our global trading infrastructure."

ICAP Electronic Broking will deploy a high-availability, fault-tolerant network of Tervela TMX-500 Message Switches and high-performance Tervela TPE Persistence Engines. The TMX-500 is Tervela's latest entry in its messaging product line and includes:

-Common, high performance scalable architecture that facilitates accelerated and consistent application delivery

-Centralized management and control for full operational visibility and provisioning

-Powerful, yet lightweight API to support rapid and seamless client integration

-Guaranteed message delivery and data persistence without performance degradation

-Compelling data center economics compared with traditional messaging middleware solutions

"An esteemed institution such as ICAP crowns a portfolio of blue-chip firms who use Tervela messaging for their critical information needs," said Eric Schnadig, CEO of Tervela. "The ease of implementation, economic value, and business enablement capabilities underscore the attainability and importance of a new messaging framework for organizations whose information distribution demands drive the bottom line."


About Tervela
Tervela designs and delivers next-generation, enterprise-class messaging platforms used by financial services firms and other data-intensive organizations for better competitive execution regardless of increasing volume, time sensitivity and global distribution requirements of business-critical information. Deployed and in production in some of world's most demanding data centers, Tervela's flagship TMX product line incorporates specialized hardware-acceleration, processing intelligence and an extensible, open architecture that allow customers to rapidly deliver new projects and invigorate existing applications while lowering the risk and cost compared with traditional messaging and middleware solutions. For more information, please visit www.tervela.com.

Bi-Coastal company added over 110 jobs in 2009

New Haven, CT-Higher One, a provider of technology and payment services focused on the higher education market, today announced 2009 was its eighth straight year of record growth in the number of campuses that use its OneDisburse(R) Refund Management(R) platform.

"2009 was another strong year for us, as we welcomed campuses representing more than 700,000 students to our growing list of clients utilizing our OneDisburse Refund Management platform," said Dean Hatton, chief executive officer of Higher One. "In November, we acquired CASHNet, an industry leader in payment processing. The combination of these two product suites enables schools to access payment processing and refund services from one company."

In 2010, Higher One has already expanded services for students, including Financial Intelligence, a fully interactive software program designed to help students learn to effectively manage their finances.

Record Number of Campuses Added
In 2009, Higher One added colleges and universities representing more than 700,000 students to the company's OneDisburse Refund Management platform, including Western Kentucky University, University of Rhode Island and Broome Community College, supervised by the State University of New York.

Through Higher One, college students can receive financial aid refunds quickly, pay tuition and bills online, make on-campus and community purchases and learn the basics of financial management. Higher One provides its services to distinguished public and private higher education institutions throughout the country that have a total enrollment of more than 4 million students. To date, Higher One has managed university disbursements totaling more than $12 billion.

Business milestones
In November, Higher One announced that it had acquired CASHNet, a leader in payment management services to colleges and universities. The agreement allows colleges and universities to leverage the highest quality refund and payment services within a single relationship and has created a leading suite of services to help schools manage all their financial needs.

Focus on growth
In 2009, Higher One hired over 110 people in both part time and full time positions. Higher One has locations in New Haven, CT, and Alameda, CA, and has a number of other regionally based employees around the country.

"As the national unemployment rate continues to hover around 10%, we are happy to be a strong company and be a source of financial stability for our employees and partners across the country," said Hatton.

About Higher One
Founded in 2000, Higher One is the leading company focused on helping college business offices manage operations and provide enhanced service to students. Through a full array of services from refunds, payments, electronic billing, payment plans, and more Higher One works closely with colleges and universities to make sure students receive financial aid refunds quickly, can pay tuition and bills online, make on-campus and community purchases, and learn the basics of financial management.

Higher One provides its services to distinguished public and private higher education institutions throughout the country that have a total enrollment of more than 4 million students. More information about Higher One can be found at www.HigherOne.com.

Cites Demand for Preemptive Risk Management, Predictive Analytics and More Effective Collections to Mitigate Clients' Risk and Curb Their Losses

Austin, Texas - ALI Solutions(TM) ("ALI"), the leading provider of Intelligent Decision Automation solutions, posted a 28% increase in revenues for 2009.

Chief executive John D. Carreker III attributed the strong growth in a recessionary climate to three primary accomplishments:

"We doubled the number of Tier 1 financial services clients we serve," Carreker said, "because they recognized that ALI's collections solutions make agents more productive while securing repayment dollars more efficiently." Carreker added, "We also perfected our process for getting preemptive risk management solutions into production in less than six months so clients realize ROI inside of a year. We did that in part by minimizing the IT resources needed, thereby empowering our business users to manage both faces of risk - the risk of not being paid back and the risk of losing good customers."

ALI also realized growth from its channel and reseller sales. Carreker said, "Our channel partners allow us to expand our market reach into industries where they have the domain knowledge and existing relationships and we have the proven solutions."

About ALI Solutions
ALI Solutions ("ALI") provides Intelligent Decision Automation applications that empower consumer financial services organizations to preemptively manage risk and improve profitability. ALI's solutions automate the fusion of transaction data with third party data sources to dynamically execute credit, fraud and collections policies that solve immediate business problems while easily adapting to future industry challenges. For over 16 years many of the world's most successful companies throughout North America, the United Kingdom and the Asia Pacific region continue to choose ALI because its applications are proven to help businesses mitigate losses while delivering millions of dollars in bottom line benefit. For more information, visit www.ALIsolutions.com.

Company's success driven by broad adoption of integrated risk and compliance management solutions

OpenPages, the leading provider of integrated risk management solutions for global companies, today announced that it has closed a profitable year, one fueled by strategic customer and partner growth, third party validation and global expansion.

With heightened focus on the efficiency of risk management and compliance programs, OpenPages helped companies reduce cost, better manage risk and improve decision making through their GRC initiatives. As such, the company earned its most profitable year yet. Further, the company improved its position in the enterprise GRC market, with close to 100% of its business supporting multiple GRC initiatives, and the company expects its growth to accelerate in 2010.

Customer wins across various industries drove the company's growth around the globe and further marked OpenPages as an industry leader in 2009. Significant new customers for the fourth quarter of 2009 included several of the world's leading banks in South Africa and Japan as well as:

-Yamato Holdings, a Japan-based company engaged in logistics, delivery, home convenience, financial, e-business and other businesses who in a separate announcement today, selected OpenPages for financial controls management.

-Old Mutual Life Assurance Company (South Africa) Limited, the largest and most well-established financial services provider in Southern Africa

-The Indiana Office of Technology (IOT) and the Indiana Department of Homeland Security (IDHS), state agencies providing leadership for a safe and secure Indiana.

OpenPages made strong inroads into several key regions across the globe in 2009:

-In South Africa, OpenPages expanded its presence with key customer wins including a leading international long-term savings group based in South Africa and The Absa Group Limited (Absa), one of the country's largest financial services groups, and Old Mutual Life Assurance Company (South Africa) Limited. The company also announced a strategic partnership with The IQ Business Group (IQ), a global provider of practical business solutions to optimize operational and technological efficiencies, who will help deliver professional services, for OpenPages customers and prospects in South Africa.

-OpenPages also made significant traction in Japan with the addition of a leading Japanese bank holding company and Yamato Holdings as new customers.

-Additionally, in EMEA, which now represents more than 40 percent of OpenPages' global revenue, the company was able to secure several major customer wins and was also validated by end-user survey rankings -- OpRisk & Compliance cited OpenPages as the global leader in 'compliance monitoring and control' within OpRisk & Compliance's Annual Compliance Software Survey 2009.

OpenPages hosted several customer events in different global regions to serve as educational sessions for risk management practitioners. These included: OpenPages European Network Summit (OPEN) 2009, the third-annual Executive ERM Forum and OpenPages African Network (OPAN) Summit 2009, an event in Johannesburg that brought together members of OpenPages' African network, including some of the region's top banking industry leaders.

In 2009, OpenPages conducted two separate independent customer surveys. Key learnings about the GRC market emerged:

-Most organizations are making progress on improving IT risk management but still have room to make progress in integration with enterprise GRC initiatives.

-Investments in GRC technology will increase or at least remain the same in 2010, despite predictions that IT spending will be down or flat.

On the social media front, OpenPages relaunched its blog in 2009, which features regular posts from executives on timely industry news and issues, as well as guest columns from GRC pundits such as Rick Steinberg, John Wheeler and others. OpenPages is also actively participating on Twitter via @openpages and LinkedIn via the OpenForum LinkedIn User Group.

From a partnering perspective, OpenPages greatly strengthened its business and technology partner network in 2009, announcing new partnerships with PricewaterhouseCoopers and Network Frontiers, which provides the Unified Compliance Framework (UCF) for OpenPages Enterprise GRC Platform.

Finally, OpenPages solidified its leadership position in the Enterprise GRC management market with validation from leading industry analysts including:

-OpenPages was positioned in the Leaders Quadrant for Gartner's 2009 Enterprise Governance, Risk and Compliance Platforms Magic Quadrant.

-Forrester Research cited OpenPages as a Leader in Enterprise Governance, Risk and Compliance Platforms (EGRC).

-OpenPages was also cited as a leading provider of operational risk management (ORM) software in the Chartis Operational Risk Management Systems 2009 market analysis report.

-OpenPages was recognized as a leading software company in the Enterprise Operational Risk Management Compliance, and Governance Solutions report by independent analyst group, Celent.

Supporting Quote from Michael J. Duffy, President and CEO, OpenPages
"2009 was an outstanding year of accomplishments for OpenPages. We experienced record revenues and profits for our enterprise GRC suite while we achieved significant operational and product milestones. Our growth and success is being fueled by customers' adoption of a platform approach to integrated risk management, which includes operational risk, compliance, information security, vendor risk management, business continuity and other critical GRC initiatives. We are grateful for the opportunity to serve our customers in their efforts to streamline their risk and compliance initiatives and empower their leadership teams to proactively manage risk across the enterprise."

NEWTON, Mass. and San Mateo, CA - SimpleTuition, Inc., the premier destination for personalized student loan research and comparison, has acquired TuitionCoach, the leading website for personalized college financial guidance. Terms of the deal were not disclosed.

Since its launch, SimpleTuition has helped millions of college-bound students research and better understand the complicated world of student loans. With the addition of TuitionCoach, SimpleTuition expands its services, now offering a number of interactive tools that help families better understand how they can prepare to pay for college long before applying for financial aid.

"Visits to SimpleTuition.com reached record heights this year - up more than 50% from 2008 -- as more and more families struggled to pay for college. While student loans remain an important piece of the puzzle when paying for college, families can also prepare simply through smarter positioning of their finances before applying for financial aid," said Kevin Walker, co-founder and CEO of SimpleTuition. "By acquiring TuitionCoach, we can better help the families of students who attend the nation's best - but often costly - colleges and universities."

TuitionCoach provides families with a personalized, step-by-step approach to optimizing their financial picture based on how colleges determine each applicant's Expected Family Contribution (EFC) and eligibility for financial aid. Easy to use, interactive tools enable families to preview their EFC and get tips for how to save. Moreover, TuitionCoach provides detailed guides to completing the FAFSA (Free Application for Federal Student Aid) and CSS Profile to help families avoid costly mistakes. And once a student has received a financial aid offer, TuitionCoach can help determine how fair it is and provide advice on how to negotiate as needed.

"TuitionCoach shares SimpleTuition's mission to make college more accessible and affordable for all," said Monisha Perkash, co-founder and CEO of TuitionCoach. "We look forward to working with SimpleTuition to bring our decades of experience with the college funding process to more families, so students and parents can focus on finding the right college, rather than the sticker price."

Baker Pacific assisted as financial advisor to TuitionCoach in this acquisition.

About SimpleTuition, Inc.
SimpleTuition is committed to helping students and parents figure out how to make college affordable. SimpleTuition.com features interactive tools for a personalized approach to understanding the college funding system and available education financing options. Named Best Financial Services Site by Kiplinger's, SimpleTuition is headquartered in Newton, Mass., and is funded by Atlas Venture, Flybridge Capital Partners, and North Hill Ventures. For more information, visit SimpleTuition.com.

About TuitionCoach
TuitionCoach is a personalized internet-based program that guides families step-by-step through the college financial aid process, offering: expert tips for completing financial aid applications; guidance to maximize financial aid eligibility; a personalized assessment of a student's financial aid award; analysis of college funding options; and email consultation. TuitionCoach.com's tools are based on experience derived from providing college funding advice to thousands of U.S. families. For more information, go to www.TuitionCoach.com.

Acquisition Expands Refund and Payment Service Offering

New Haven, CT - Higher One, a financial services and payment company focused exclusively on higher education, today announced that it has reached a definitive agreement to acquire CASHNet, a leader in payment management services to colleges and universities. Colleges and universities will be able to leverage refund as well as payment services within one relationship. New and existing customers will be able to leverage cost savings initiatives across a broad range of student services. Students and parents will gain more choices and flexibility to manage their payments and refunds. Financial terms of the transaction were not disclosed.

"The combination of our business with CASHNet's provides Higher One with a significant opportunity to enhance the scope of value-added services we provide our university and college partners," commented Dean Hatton, CEO of Higher One. "CASHNet is a service-oriented company with an exceptional track record as a leading payment management company in higher education. They have a strong product offering and a customer service focus that aligns seamlessly with our own high standards. This allows us to serve as a one stop shop for clients as we can offer a full array of best in class services for refunds, payments, electronic billing, payment plans, and more."

"For over 20 years, the colleges and universities with which we do business have relied on us for our ability to simplify customer services while supporting their unique payment processing requirements," commented Dan Peterson, CEO of CASHNet. "Our clients will continue to benefit from the same services but will also have access to additional value-added services that have been developed to help best address those business challenges impacting higher education in today's market."

This is the second acquisition for Higher One in as many years. The company purchased Educard last April, an affiliate of software developer Evisions, and established an integration with Evisions' popular IntelleCheck 3.0 software for higher education institutions. The deal has enabled Higher One to welcome an additional 28 colleges and universities since it closed.

Higher One currently serves 347 college and university campuses throughout the United States. CASHNet serves 312. To date, Higher One has distributed over $10.5 billion in refunds and serviced more than 3.5 million students across the country.

About Higher One
Founded in 2000, Higher One provides higher education institutions and their students with efficient, convenient and easy‐to‐use solutions to handle financial disbursements. These include: student refunds, on‐campus and community purchases, payroll and employee expenses, as well as the collection of payments from students, parents, and sponsors.

Higher One offers a suite of online banking services including the OneAccount, an FDIC Insured checking account, and OneCard, a Debit MasterCard(R). To date, Higher One has disbursed over $10.5 billion dollars in refunds for its clients and serviced more than 3.5 million students, faculty, and staff at over 347 distinguished public and private higher education institutions throughout the country.

Higher One recently ranked #148 on the 2009 Fast 500 list of the 500 Fastest Growing Technology Companies in the United States. Higher One is based in New Haven, CT.

About CASHNet
CASHNet is the leading provider of hosted PCI-compliant payment solutions for higher education. For over 20 years, CASHNet has helped academic institutions streamline operations, reduce transaction costs, and improve service to students, parents, faculty and staff. CASHNet's "any payment, anytime, anywhere" solution is deployed in hundreds of colleges and university campuses nationwide.

Metatomix, Inc., a leading provider of semantic solutions to justice and public safety, financial services, manufacturing and life sciences organizations, today announced that the Vermont Department of Public Safety is implementing the company's mtx Judicial Data Exchange (JDX) solution. Utilizing mtx JDX, the Vermont Department of Public Safety will be able to ensure that Sex Offender Registry information in the state is both accurate and up to date.

The mtx JDX solution will leverage the National Information Exchange Model (NIEM) 2.0 standard. A partnership of the U.S. Department of Justice and the Department of Homeland Security, NIEM was designed to enable jurisdictions to effectively share critical information and support the day-to-day operations of agencies throughout the nation. By also leveraging Information Exchange Package Documentation (IEPD), the mtx JDX solution, when implemented, will seamlessly automate relevant sex offender information sharing between the Department of Corrections and the Sex Offender Registry.

"We chose Metatomix's mtx JDX product because it will help us provide quick access to sex offender address information that otherwise is transmitted through manual processes. This will help ensure the safety for the members of our community in the state," said Francis Aumand, Criminal Justice Services Director, Vermont Department of Public Safety. "The solution also has the ability for expanded functionality, which is important to us as our public safety needs will continue to evolve and grow in the future."

Vermont has been using the mtx Justice Inquiry System (JIS) for their Vermont Justice Information Sharing System (VJISS). VJISS is a query tool allowing the disparate police records management systems to be accessed with a single sign-on and a single query. "This tool provides a valuable investigative and officer safety tool for Vermont law enforcement officers," Aumand said.

"We are grateful to be working with the Vermont Department of Public Safety on such a critical project," said Metatomix CEO Jeff Dickerson. "This announcement further underscores the importance that Metatomix's innovative semantic solutions play in maximizing information justice sharing to ensure the public's safety not only in Vermont, but also across the country. We look forward to a long standing and successful relationship."



About Metatomix, Inc.

Founded in 2000, Metatomix (www.metatomix.com) is the leading provider of Semantic Middleware solutions to financial services, justice, manufacturing and life sciences organizations. Metatomix solutions integrate data and processes to create a common, contextual understanding across multiple enterprise systems. Using this new understanding in context, Metatomix solutions enable real-time analysis and insights, orchestrating coordinated responses among existing systems to optimize enterprise processes. For more information, visit the Metatomix Web site at http://www.metatomix.com.

PayChoice attributes its 354 Percent Growth to the continued success of its licensed software division and the emergence of its service bureau which has experienced unmatched growth over the past five years.

Moorestown, NJ, - PayChoice today announced its ranked number 346 on Technology Fast 500, Deloitte LLP's ranking of 500 of the fastest growing technology, media, telecommunications, life sciences and clean technology companies in North America. Rankings are based on percentage of fiscal year revenue growth during the five year period from 2004-2008. PayChoice grew 354 percent during this period.

PayChoice's CEO, Robert Digby credits their continued commitment to customer service and innovations in its software with the company's revenue growth over the past five years. Says Digby, "Our goal is to deliver solutions of exceptional value that are integrated, easy to use and supported by industry leading client service. Our comprehensive suite of employee management solutions allows business owners to better manage employees and focus more on growing their business."

"Technology Fast 500 recognizes innovative companies that have broken down barriers to success and defied the odds with their remarkable five-year revenue growth" said Phil Asmundson, Vice Chairman and U.S. Technology Media and Telecommunications leader, Deloitte LLP. "We congratulate PayChoice on this accomplishment."

Technology Fast 500 Selection and Qualifying Criteria
Technology Fast 500 provides a ranking of the fastest growing technology, media, telecommunications, life sciences and clean technology companies in North America. This ranking is compiled from nominations submitted directly to the Technology Fast 500 website and public company database research conducted by Deloitte. Technology Fast 500 award winners for 2009 are selected based on percentage fiscal year revenue growth during the five year period from 2004 to 2008. Additionally, companies must be in business for a minimum of five years, and be headquartered in North America.

About PayChoice
PayChoice is one of the nation's largest privately-held payroll companies and provides payroll and employee management services for small- and medium-sized businesses (SMBs). In addition to its core payroll and tax administration offerings, PayChoice's suite of services also includes HR compliance and counseling services, workers compensation insurance, 401(k) solutions, Section 125 solutions, time and attendance and background checks. PayChoice delivers its services to over 150,000 SMBs and nearly 2 million employees both directly and through approximately 260 payroll service bureau licensees.

About Deloitte
As used in this document, "Deloitte" means Deloitte LLP. Please see www.deloitte.com/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries.